Ohio courts operate under a general rule that corporations may be represented only by licensed attorneys. However, there is a valuable exception for businesses that bring lawsuits in small claims court or are sued in small claims court.
There is no requirement in Ohio on the method of mailing to be used for an auto insurance premium refund following cancellation. The statute provides that "Prior to the effective date of cancellation, the insurer shall tender to the insured any refund premium and other sums which may be due the insured."
Protection for insurers under the McCarran-Ferguson Act erodes; a look at the case of DeHoyos, et. al. vs. Allstate Insurance Company.
The court decision in the nationwide class action captioned DeHoyos, et. al. vs. Allstate Insurance Company represents a significant erosion of the protections insurers have reasonably believed were provided under the McCarran-Ferguson Act.
